CFP®
The CERTIFIED FINANCIAL PLANNER® (CFP®) certification, granted by CFP Board, is my grounding in comprehensive financial planning: your whole picture handled together instead of one piece at a time.
Why I started Glow
The toolkit was the problem.
For years I worked at Nationwide, and the work itself was fine. The toolkit was the problem. At an insurance company the answer is an insurance product, at a brokerage it is a managed account. When the only tool you carry is a hammer, everything looks like a nail.
We answered the question in front of us, the point-in-time decision, and then we moved on. Nobody stayed to watch the plan play out. But retirement is not one decision. It is a decade of them, and each one leans on the last.
I sat with hundreds of people in that tight window before retirement, the years where the choices get real and hard to walk back. Police officers, judges, doctors, electricians, business owners running their own small plans. Most were not ultra wealthy. They were careful, capable people who could retire and just could not see how the nuts and bolts fit together. Stuck on the how.
The guardrails at a big firm are built around the firm, not the person across the table. I kept hitting the edge of what I was allowed to offer, knowing the better answer was just past it. I decided independent, fee-only advice was the right way for me to do it.
So I left to build it. I spent a few years with another independent advisor first, then started Glow. It is the system I wanted to hand those people all along. One plan that keeps up with your life and gets watched over time, made for people who are close to retirement and just need someone to pull it together.
Jordan Drinkhouse, CFP®, RICP®
